Insurance & Rates
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In-Network
We accept most major insurance plans in New Jersey:
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Aetna
Cigna
MHC
Optum
Oscar Health
Oxford
Horizon BCBS
United Healthcare
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Out-Of-Network
We are considered out-of-network with all other insurance plans.
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Documentation for reimbursement through out-of-network benefits is available upon request.
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Self-Pay
Initial Appointment: $150
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Follow-Up Appointments: $120
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A sliding scale is available upon request.
Insurance Explained
Being "in-network" with your insurance company means that your insurance company will be responsible for a contracted amount for your services, and you will be responsible for a co-payment. In some cases, this may happen after you have met your deductible.
If you have a deductible, you will be responsible for payments until you have met the deductible limit of your plan, and then your insurance will cover a portion of your sessions.
Being "out-of-network" with your insurance company means that we do not accept your insurance plan. Some insurance plans offer "out-of-network" benefits, meaning they may cover a portion of your sessions and you will be responsible for a set co-payment after you have met your deductible. Some insurance plans do not offer out-of-network benefits. In this case, you may choose to self-pay.
We encourage you to call the number on the back of your insurance card and ask the following questions for the details of your insurance plan:
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Do I have mental health benefits in my plan?
Do I need a pre-authorization to receive services?
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Are you in-network with (your provider)?
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If so, what is my copay?
Do I have a deductible? Has it been met?
How many sessions does my plan cover per calendar year?
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If not, do I have out-of-network benefits?