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Insurance & Rates

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In-Network

We accept most major insurance plans in New Jersey:

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Aetna

Cigna

MHC

Optum

Oscar Health

Oxford

Horizon BCBS

United Healthcare

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Out-Of-Network

We are considered out-of-network with all other insurance plans.

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Documentation for reimbursement through out-of-network benefits is available upon request.

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Self-Pay

Initial Appointment: $150

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Follow-Up Appointments: $120

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A sliding scale is available upon request.

Insurance Explained

Being "in-network" with your insurance company means that your insurance company will be responsible for a contracted amount for your services, and you will be responsible for a co-payment.  In some cases, this may happen after you have met your deductible. 

If you have a deductible, you will be responsible for payments until you have met the deductible limit of your plan, and then your insurance will cover a portion of your sessions. 

Being "out-of-network" with your insurance company means that we do not accept your insurance plan.  Some insurance plans offer "out-of-network" benefits, meaning they may cover a portion of your sessions and you will be responsible for a set co-payment after you have met your deductible.  Some insurance plans do not offer out-of-network benefits.  In this case, you may choose to self-pay.

We encourage you to call the number on the back of your insurance card and ask the following questions for the details of your insurance plan:

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Do I have mental health benefits in my plan?

Do I need a pre-authorization to receive services?

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Are you in-network with (your provider)?

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If so, what is my copay?

Do I have a deductible?  Has it been met?

How many sessions does my plan cover per calendar year?

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If not, do I have out-of-network benefits?

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